SIP Calculator
Calculate your returns from Systematic Investment Plan (SIP) investments in mutual funds.
SIP Calculation Results
Invested Amount
₹ 0
Estimated Returns
₹ 0
Total Value
₹ 0
Investment Breakup
Year-by-Year Breakdown
| Year | Investment Amount (₹) | Interest Earned (₹) | Total Value (₹) |
|---|
About SIP Calculator
Our SIP Calculator helps you estimate the returns on your Systematic Investment Plan (SIP) in mutual funds. SIP allows you to invest a fixed amount at regular intervals, typically monthly.
How is SIP return calculated?
The SIP return is calculated using the formula:
M = P × ({[1 + i]^n - 1} / i) × (1 + i)
Where:
- M is the maturity amount
- P is the monthly SIP amount
- i is the monthly interest rate (annual rate divided by 12 and then by 100)
- n is the investment duration in months
SIP Investment Tips
Benefits of SIP Investments
- Rupee Cost Averaging: Automatically buy more units when prices are low and fewer when prices are high
- Power of Compounding: Earn returns on your returns over time
- Disciplined Investing: Regular investments help build a habit of saving
- Flexibility: Start with as low as ₹500 per month
SIP Investment Strategy
For long-term wealth creation, consider investing in equity mutual funds through SIP for at least 5-7 years to ride out market volatility.